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Op-ed: Setting the record straight on Tufts’ financial aid practices

The Tufts Daily’s investigative article on financial aid (“Tufts students face midyear financial aid cuts, miscommunication from administration,” April 23) provides an incomplete and misleading picture of the state of financial aid at Tufts University. While we always want to hear from families when they have concerns about financial aid and while student perspectives are essential to understanding their lived experiences, it is also important that news articles on these topics accurately reflect institutional context and regulatory requirements. In this case, the article omits or does not fully explain the following important information, all of which was provided to the Daily prior to publication.

Communications and calculations

While the university is prohibited from discussing individual students’ personal financial situations due to privacy considerations, it clearly communicates its policies and expectations in its financial aid and admissions materials and websites, directly informs students and their families of financial aid and appeals decisions and consistently makes staff available to answer students’ questions and discuss their options.

The university’s awards are calculated as the difference between the cost of attendance and the amount a student’s family is expected to contribute each year. This determination incorporates both federal and institutional methodologies, using data from the Free Application for Federal Student Aid, College Scholarship Service Profile and supporting financial documentation. Factors considered include income, assets, family size and the number of family members enrolled in college.

The article characterizes certain aid changes as “midyear cuts.” Tufts does not reduce or adjust financial aid mid-academic year except when required by federal regulations for verification or satisfactory progress issues. Financial aid is determined on an annual cycle, and financial aid for the upcoming academic year is typically released in June. This timing is intentional, allowing students and families sufficient time over the summer to plan and prepare for the fall semester.

Annual reviews, adjustments and our sibling policy

The university clearly informs all incoming financial aid recipients that awards are reviewed annually and are subject to change based on updated financial information. This ensures that financial aid is allocated fairly, enabling the university to support as many students as possible. When a family’s financial situation changes, we adjust aid accordingly, whether that means increasing support when there is greater need or revising it when circumstances improve. This approach allows us to direct our resources to the students who need them most.

Because financial aid is evaluated annually, awards may vary from year to year based on changes in a family’s financial circumstances. For many students, financial situations remain relatively consistent, and aid may increase modestly over time to reflect annual changes in the cost of attendance. While some changes, such as shifts in employment, health-related circumstances or inheritances cannot be predicted in advance, the university’s methodology does account for known factors, including a sibling enrolling in or graduating from college or anticipated changes in income. The implications of these anticipated changes are communicated to families within the financial aid notification. In particular, aid notifications to students with siblings in college make clear “that in future years the parent contribution could double if the number in college goes from two to one, thereby leaving much less eligibility for financial aid.”

The university’s sibling policy is generous. The federal government eliminated the sibling discount beginning in the 2024-2025 academic year. Despite this, and unlike many other institutions, Tufts continues to provide additional aid to families, simultaneously funding two children for their undergraduate degree, recognizing that having more than one child in college at the same time is a financial strain for many families. Families are informed that this consideration applies only while multiple children are enrolled concurrently. When that changes, the parent contribution may increase, which can affect financial aid eligibility. This approach allows us to direct institutional aid to families based on their current level of need, using the most up-to-date information available.

Appeals and special circumstances

The article incorrectly states that “aid decisions are made without initial warning before students can appeal.” Incoming students must first receive an initial financial aid offer before submitting an appeal. Current students may submit an appeal in conjunction with their annual financial aid application materials if they have experienced a change in financial circumstances. Students also have multiple opportunities to engage with the Financial Aid Office, submit documentation of changed circumstances, and request a review of their eligibility through established processes, with staff available to guide students and families and answer questions throughout.

Under the Higher Education Act, parents not paying tuition or filling out the FAFSA does not make a student independent, nor does it qualify for a dependency override. This is a matter of law, not university policy. These rules apply uniformly across institutions and are not unique to Tufts. Dependency overrides are reserved for documented circumstances such as abuse, abandonment or other exceptional situations, and are reviewed on a case-by-case basis in accordance with federal requirements.

The university’s undergraduate residency requirement is set by the faculty. It is communicated clearly on financial aid and admissions websites and in materials to enable families to properly plan in advance for the number of semesters required of our students.

Tufts Tuition Pact

The Tufts Tuition Pact, which ensures that admitted U.S. undergraduate students whose family income, with typical assets, is under $150,000 per year, will receive grants to cover the cost of tuition, has no impact on financial aid for families whose income exceeds $150,000. Tufts remains committed to meeting the full demonstrated need of all admitted undergraduate students. As a result, many families with incomes above $150,000 with typical assets may still qualify for significant financial aid, including full tuition assistance, depending on their individual financial circumstances.

Conclusion

At a time when accessing an affordable education has never been more challenging for many students and their families, Tufts remains committed to financial aid practices that are generous, fair and transparent. It is important for coverage of the university’s practices to be as thorough and accurate as possible to ensure that current and prospective students are not inadvertently discouraged from seeking support or considering Tufts. 

JT Duck is the Dean of Admissions. Meaghan Hardy Smith is the Associate Dean of Financial Aid.